Category: Society of Will Writers

Is “get my Will sorted” your New Year resolution?

The UK is suffering from “wills apathy”, with more than 30 million adults failing to make provisions for when they die. Dying intestate (without a Will) means the government will decide who gets what from your estate. Not having a Will could also result in Inheritance Tax being due before the estate is released. Grieving families may be forced to take out loans in order to release the assets.

But drawing up a Will doesn’t have to be a daunting or expensive process, a single Will costs £125 and a double Will only £195. To arrange a FREE consultation get in touch info@mwestateplanning.co.uk or 01202 022 841.

Head in hands

Dying without a Will

I had a call today from a client who unfortunately lost his mother with COVID-19 recently. The problem is he can’t find a Will and is pretty sure she never made one. I gave him the address of the National Will Archive but assuming there is no Will she has died INTESTATE.

Dying Intestate means dying without a Will and can cause all sorts of problems, pain and extra hassle.

  • Heartache from not knowing what the deceased wanted to happen
  • Potential for family disputes about the estate distribution
  • Applying for Probate will take longer
  • Potential disputes over who is best to act as Executor

Generally pain and problems simply because they didn’t make even a standard Will costing around £125.

I have two documents that I’m happy to share, just message me and I’ll forward them on

  1. Rules of Intestacy Flow Chart
  2. Guide to applying for Probate

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100% customer rating for April

Collecting customer feedback is so important. MW Estate Planning is very proud to have achieved a 100% rating from their customers in April. MW Estate Planning use a 3rd party company, Working Feedback, to collect these reviews via email, text and online.

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How to choose your Will Writer?

Unfortunately, Will writing or estate planning is not a regulated profession. It was going to be regulated a few years ago but at the last minute the process was cancelled. Therefore, there are some important things to look for when using a Will writer for your Will or Power of Attorney.

  1. Ask friends and family for recommendations
  2. Check they are members of a regulatory body. There are two main bodies, The Society of Will Writers and Institute of Professional Willwriters. By being a member of one of these bodies it means they should have the required knowledge you need and that they conduct themselves in an ethical & professional manner
  3. Professional Indemnity Insurance. Any reputable Will writer will have PI cover
  4. Fixed price list
  5. Look for good reviews

If you need help or advice looking for a Will writer, please get in contact or you can search for a member of the Society of Will Writer on their website.

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What is a General Power of Attorney?

Normally when we think of powers of attorney we think of Lasting Power of Attorney (LPAs). These documents allow a donor to appoint attorneys to make decisions on their behalf should they lose capacity to make their own decisions. They can be made to appoint someone to make decisions about health and welfare as well as property and financial affairs.

General Powers of Attorney (GPAs) are very different. This type of document can only be used by a donor wishing to appoint an attorney to manage their financial affairs and is only valid while the donor has mental capacity. As soon as capacity is lost the GPA is no longer useable and the attorney can’t make any more decisions for the donor.

So why choose a General Power of Attorney?

For a person who needs someone to make decisions for them right away a GPA can be a great alternative currently. There is no registration requirement, so the document is ready to use as soon as it has been properly signed. There are also less people involved in the creation of a GPA. The only people who need to sign are the donor themselves and a witness. 

General Power of Attorney

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Stepdaughter Loses Legal Battle Against Stepmother

A daughter who challenged her late father’s Will after her terminally ill stepmother disinherited her has lost a High Court battle.

Carly Shapton, brought the case against her father’s (Colin Seviour) estate and terminally ill stepmother, Maria Seviour, after the entirety of her father’s estate, worth around £268,000, was left to his late wife.

Following the death of Colin Seviour to brain cancer in 2016, the blended family had argued over a number of issues including Mr Seviour’s funeral arrangements. Given the state of the fractious relationship and declining health following a diagnosis of motor neurone disease in 2018, Maria Seviour made the decision to disinherit her stepchildren.

The Court heard that Colin Seviour was advised of his options to leave his estate in Trust in order to protect inheritance for his children. As they were financially stable, he made the decision to leave the estate to his wife who was an NHS worker on a relatively low wage before she was unable to work in the months after his death and her diagnosis.

Whilst the pair had intended to leave the estate to their four children, the perceived abhorrent behaviour from her stepchildren and an obviously ‘toxic relationship’ prompted Ms Seviour to change her Will, omitting her stepchildren.

However, citing the Inheritance (Provision for Family and Dependants) Act 1975, Ms Shapton claimed she needed some of the proceeds of her father’s estate to help fund a larger home purchase so her two children were able to have a bedroom of their own and her partner was able to have office space.

In total, Mrs Shapton applied to be granted £75,000 of the £268,000 estate.

The claim became disingenuous and the case deemed ‘hopeless’ when it was revealed that the family were able to afford regular affluent skiing and foreign holidays, had a company car and brought home a healthy combined income.

Judge Lloyd dismissed the maintenance claim because it was ‘perfectly clear’ that the family were able to afford ‘several very luxurious holidays’ and had ‘a high combined income, which is more than adequate to meet their day-to-day needs.’

Because the Shapton family are able to provide for themselves there was no claim under the 1975 Act meaning Ms Seviour’s amended Will was valid.

Judge Lloyd found that Mrs Shaton:

“was motivated by the view that she was entitled as of right to one quarter of her father’s estate.”

“She clearly is not. The will is quite clear: Maria, having survived her husband, takes the estate outright. I understand that Maria has changed her will. That is her prerogative.”

Following the claim’s dismissal, Ms Shapton was ordered to pay legal fees in excess of £50,000.

Legal Battle Against Stepmother